About the Investigation: Holding Predatory Lenders Accountable

This website serves as a secure, centralized registry for Canadians who have been negatively impacted by the "Bree" (TryBree) cash advance app.

We are an independent consumer watchdog initiative. We are not a law firm, a financial institution, and we are completely unaffiliated with Bree or its parent companies.

Our Mission

After noticing a massive surge of complaints across public review boards, app stores, and financial forums regarding high-cost cash advance apps operating in Canada, we launched this investigation to uncover the truth.

Our goal is simple: to aggregate evidence of illegal interest rates, subscription traps, and unauthorized bank withdrawals, and to connect Canadian victims with specialized legal representation.

By gathering thousands of victims into one nationwide registry, we aim to build an undeniable case for a Class Action Lawsuit under provincial Consumer Protection Acts and the federal Criminal Code of Canada.

Why This Investigation Matters

Fintech companies often market themselves as "disruptors" offering 0% interest cash advances to help vulnerable people avoid overdraft fees. However, the reality reported by hundreds of users paints a very different picture.

We believe that no company should be allowed to:

• Disguise high interest rates as mandatory "tips" or progressive "express transfer fees."
• Trap consumers in monthly subscription billing while systematically declining their requests for the actual service.
• Drain bank accounts through aggressive, repeated withdrawal attempts that trigger massive Non-Sufficient Funds (NSF) penalties.
• Hold financial data hostage by making it nearly impossible to delete an account or remove banking information.

When companies exploit legal gray areas to charge effective interest rates that far exceed the Canadian criminal limit, consumers must stand together to enforce the law.

What Happens After You Join the Registry?

1. Evidence Gathering: Your submitted experience and financial impact data are securely encrypted and stored in our database.
2. Legal Evaluation: We aggregate this data to demonstrate a systemic pattern of abuse (proving this is not just an isolated customer service error, but a deliberate business model).
3. Law Firm Handoff: With your explicit consent, this aggregated data is shared with licensed Canadian class-action attorneys who specialize in consumer protection and financial fraud.
4. Taking Action: If the law firm determines the case is viable, they will file the official court documents to initiate the class action, seeking financial compensation and refunds for all affected users. You will be notified immediately when this happens.

Legal Disclaimer

This website functions strictly as an investigative platform and data registry. The information provided on this site does not constitute legal advice. Information collected is used strictly to evaluate the viability of a class action lawsuit. All trademarks and company names mentioned are the property of their respective owners and are used here under fair dealing for the purpose of criticism, review, and news reporting.